As a member or beneficiary, you must apply in writing to ERFC to receive the benefits
you’re entitled to. To retire with ERFC:
- Log in to ERFCDirect to locate the required
- Submit the following:
- Retirement application
22A for Legacy members and ERFC
22B for 2001 Tier 1 and Tier 2 members)
- Direct deposit authorization
- Required personal identifying documentation (Social Security card and birth
certificate, REAL ID, Virginia driver's license, government-issued identification
card, or passport)
If you don’t apply for benefits on the date you become eligible, benefits will not start
until ERFC receives the required documentation. Benefits can be retroactively paid provided
it is not more than 90 days from the date of application.
ERFC does not provide tax advice. Please consult your tax advisor if you need assistance
completing the tax withholding form(s).
Federal and state taxes (Virginia only) will be withheld upon commencing your pension. The tax
withholding form(s) are located below under “Forms" and must be submitted to ERFC by mail or
email no later than the 15th of the month prior to your date of retirement.
If you don’t supply the form(s) on time, ERFC will withhold tax from your pension payments
according to the default tax withholding rules.
Are you over age 73?
If so, you need to start receiving benefits. Under the terms of the ERFC Plan and the Internal
Revenue Code, you must begin receiving payments from ERFC no later than your “required beginning
date,” which is April 1 of the calendar year following the later of:
(a) the calendar year in which you attained age 73, or
(b) the calendar year in which you retire
If you recently received information from ERFC about starting your ERFC benefits and have
questions, please call 703-426-3900 or email us at email@example.com.